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Want to reach your financial goals? Do this! 🎯
Change is hard. People will stay in a toxic job or a bad relationship for years simply over the fear of change. For those who dare to...

Phil Kennedy
Jan 1, 20221 min read
36 views
0 comments


How I Ended Up with a $1,600 Water Bill
Back in early August, our neighbor informed my wife Emily that water was running down the slope on the side of our house. Further...

Phil Kennedy
Aug 17, 20212 min read
31 views
1 comment


This is a Back to School Deal!
Well, it's that time of year again. Back to School (BTS) deals are being offered with an in-your-face intensity that would make Jocko...

Phil Kennedy
Aug 1, 20212 min read
13 views
0 comments


This is Why You Give Every Dollar a Name!
I get a haircut every month, and it costs about $18. I leave a $7 tip to make it an even $25, and this is the amount we budget each...

Phil Kennedy
Jul 25, 20212 min read
43 views
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This Is Why People Retire to Florida
Golf carts lined the red-bricked path from end to end, and they boasted expired license plates from nearly every state. Upon entering...

Phil Kennedy
Jul 18, 20212 min read
38 views
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$500 Won't Change Your Life!
Yesterday I received a letter from the IRS, and President Biden himself signed it! The President wrote to let me know that beginning on...

Phil Kennedy
Jul 5, 20212 min read
8 views
0 comments


Give Yourself a Raise!
I've previously shared the story of how we became debt-free (except for the house) after discovering Dave Ramsey on the Fox Business...

Phil Kennedy
Jun 28, 20212 min read
5 views
0 comments


Credit Card Companies are Scared
My grandmother always referred to it as "the plate." For her, digging out thē credit card (formerly called a charge plate) to pay for a...

Phil Kennedy
May 30, 20212 min read
9 views
0 comments


The Last Legal Fraud
"There's no free lunch," and almost nothing exemplifies this more than the timeshare industry. The horror stories that come out of this...

Phil Kennedy
May 23, 20212 min read
2 views
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Goo Jit Zus, Wallets, and the Ice Cream Man
The ice cream truck pulled into our cul de sac while my six-year-old boy streaked toward the house screaming, "This is an emergency! I...

Phil Kennedy
May 16, 20212 min read
3 views
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This is What Chuck E. Cheese and Money Have in Common
My nine-year-old son, William, recently exclaimed, "Dad, we're rich!" Desirous to quit my day job, I was inquisitive. "What do you mean?"...

Phil Kennedy
May 15, 20212 min read
3 views
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This Is How a Blue-Collar "College Dropout" Got Rich
The first time I went to a casino was around the age of 21. I visited my buddy Brian in Northern California, and it happened to be...

Phil Kennedy
May 2, 20212 min read
7 views
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The Principal Who "Wrecked" My House
The school's Principal called Mrs. Kennedy to give her the bad news. "This is stinky to have to tell you, but we're hiring someone...

Phil Kennedy
Apr 25, 20212 min read
1 view
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5 Things I Learned About Dave Ramsey (and a BIG announcement)
If you had been following me for a while, then you know that I’ve been taking time off from podcasting since last year. That decision was...

Phil Kennedy
Apr 18, 20214 min read
5 views
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This is the Most Overlooked Insurance
The face-shielded man stood on my porch with a black case and a medical badge on his chest. I was apprehensive about his arrival because...

Phil Kennedy
Apr 18, 20212 min read
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